ACCESS AND RETURN BALANCE WITHIN INVESTABILL®
Investors may choose their preferred balance between access and return. Investabill® enables investors to commit funds accessible on-demand, committed for 1 year, or 3 years for a fixed higher return.
DEMAND
3.000%
The on-demand alternative to bank deposits. This has been the basis for Investabill® for the past 10 years.
FIXED
3.750%
Funds are committed for 12 months. Up to 20.00% can be withdrawn prior to term. For additional withdrawals prior to term, some or all interest accrued is forfeited.
TERM
12.00%
Funds are committed for 36 months. Up to 20.00% can be withdrawn prior to term each year. For additional withdrawals prior to term, some or all interest accrued is forfeited.
Investabill® Examples
Investor purchases EUR 100,000 of Investabill® where their investment intermediary negotiates the rate and fixed term with an Exchange Specialist and agrees a buy rate, or yield of 3.000%. If the funds are invested for the full period and all ETR are fully paid, net of all costs and fees, the Investor would receive EUR 103,000 in a 12 month period.
Reinvestment can be renegotiated. The following are three recent investment results. Investabill® does not deduct any tax from investments in ETR. Investors are advised to consult a qualified tax advisor or accountant in the country where they are a permanent resident.
| Investabill® Demand Sample | |
|---|---|
| Investor | Secondary School |
| Funds Source | School Bursary |
| Value | EUR 700,000.00 |
| Period | 12 months |
| Redemption | Day 297 |
| Yield | EUR 120,212.50 |
| Re-Invested | 242 Days Later |
| Value | EUR 350,000.00 |
| Investabill® Fixed Sample | |
|---|---|
| Investor | Married Couple |
| Funds Source | Pension Savings |
| Value | EUR 483,017.00 |
| Period | 12 months |
| Redemption | Day 365 |
| Yield | EUR 19,320.68 |
| Re-Invested | At Maturity |
| Value | EUR 100,000.00 |
| Investabill® Term Sample | |
|---|---|
| Investor | Private Company |
| Funds Source | Profits |
| Value | EUR 150,000.00 |
| Period | 36 months |
| Redemption | At Maturity |
| Yield | EUR 22,410.00 [coupon encashed] |
| Re-Invested | At Maturity |
| Value | EUR 150,000.00 |